Transparency in Coverage. In accordance with the federal Transparency in Coverage rule, group health plans are required to create a member-facing price comparison tool and post publicly available machine-readable files (MRFs) that include in-network negotiated payment rates and historical out-of-network charges for covered items and services. Surest creates and publishes these MRFs for the Nokia Medical Expense Plan for Active Employees monthly on transparency-in-coverage.uhc.com. While these files are accessible to all without authentication, the file itself is large, written in JSON (a machine-readable language) and not easily interpreted or searchable. Please note: these MRFs are not the member-friendly consumer price transparency tool that is scheduled to become available in 2023 and 2024. Please contact Surest at Benefits.Surest.com or 1-866-683-6440 with questions about your medical plan coverage if you are enrolled in the Enhanced-Surest or Standard-Surest option.