FORMERLY REPRESENTED RETIREES
Nokia’s healthcare coverage includes medical coverage (which includes prescription drug benefits) and dental coverage. If you enroll in (or drop) one coverage (e.g., medical or dental), you are automatically enrolled in (or dropped from) both coverages.
You can make changes to your Nokia coverage during the annual open enrollment period (typically held each year in the fall for coverage elections for the upcoming year) or if you and/or your eligible dependent(s) experience a Life Event (qualified status change). (In the case of a Life Event, you may change your coverage within 31 days of the event. The change(s) you make must be consistent with the status change.) You can make these changes on the YBR website or by calling the Nokia Benefits Resource Center.
In addition, as a Medicare-eligible participant, you can drop Nokia’s healthcare coverage for yourself and/or any covered dependent(s) at any time during the year by calling the Nokia Benefits Resource Center.
Note: If you drop your Nokia retiree healthcare coverage during the year, you can re-enroll yourself and/or your eligible dependent(s) only during the Nokia annual open enrollment period or within 31 days of an appropriate Life Event.
As a Formerly Represented Retiree, you have the option of electing an additional level of OCC coverage for yourself and your eligible dependents upon retirement. You can decrease or cancel OCC coverage for yourself or your dependents during annual open enrollment. Once decreased or dropped, you cannot increase the amount of your coverage or enroll again at a later date. See How Other Covered Charges (OCC) Coverage Works for more information.
You can decrease or drop your Group Term Life Insurance (Supplemental Life) at any time, but once dropped, you lose eligibility and can’t enroll again at a later date.
You can change your beneficiary at any time by completing the carrier’s online beneficiary designation process. Learn how to access the online beneficiary designation process here.
You may not enroll a new domestic partner or civil union partner in retiree coverage. If, however, your domestic partner or civil union partner was previously enrolled and then dropped coverage, he or she is permitted to re-enroll in the same coverage options only.
