(This section is a Summary of Material Modifications [SMM] to the Summary Plan Description [SPD].)
The following changes to current Alcatel-Lucent benefits coverage under the Alcatel-Lucent health and welfare benefits plan (the “Plan”) will take effect on January 1, 2015.
Other Changes May Apply to HMO Coverage
Unless noted, the changes in this guide do not apply to Health Maintenance Organization (HMO) options. You will need to check the YBR website during the annual open enrollment period or contact the carriers of those options directly for their 2015 plan changes. Carrier contact information is located on the back of your HMO ID card and in the Benefits At-a-Glance and Resource Contact Information booklet.
Effective January 1, 2015, Univera HMO will not be available. If you are currently enrolled in this HMO, you will need to choose another medical option for 2015 or you will be enrolled in default coverage. For more information about default coverage, see “Check Your Default Coverage.”
Certain former Lucent employees who retire on or after March 1, 1990 are currently eligible for a Company subsidy toward their Alcatel-Lucent–provided medical coverage. Effective January 1, 2015, this subsidy will be eliminated and thus will not be available to such current or future retirees.
Alcatel-Lucent is committed to keeping the cost of your prescription drugs down while providing you with the coverage you need. With this goal in mind, Express Scripts uses a set of coverage management programs to determine how the Prescription Drug Program will cover certain prescription drugs.
Effective August 15, 2014, additional coverage management programs were added. You will be notified by Express Scripts if you are impacted by any of the new programs.
Review the YBR website during the annual open enrollment period for your 2015 premium costs.
Back to topThe Affordable Care Act (healthcare reform law) continues to bring big changes to the U.S. healthcare system.
As a reminder, in accordance with the Affordable Care Act, if you are not eligible for Medicare, you have an alternate source from which to purchase health insurance: the health insurance marketplace that is available in your area.
You may wish to compare your Alcatel-Lucent health coverage with the coverage available through the marketplace. For the most current information about the health coverage available through the marketplace, please visit HealthCare.gov. The Alcatel-Lucent Benefits Center cannot answer any questions about marketplace coverage.
If you enroll in health coverage through the marketplace instead of through Alcatel-Lucent, you may not be able to enroll in Alcatel-Lucent coverage in the future. Please refer to the SPD for information on when you can make changes to your coverage.
The Affordable Care Act does not permit persons who are eligible for Medicare to buy health insurance through the health insurance marketplace.
Last year, there was a 28 percent reduction in the number of requests for printed Annual Open Enrollment Kits. Thank you for your continued efforts in helping us to go green!
As part of our corporate commitment to the environment, we will continue to provide more of your benefits information online instead of in print. So if you have not yet signed up to receive communications from the Alcatel-Lucent Benefits Center electronically, please take a few moments to do so now.
You do not need to wait until annual open enrollment to make this election. Just log on to the YBR website anytime. Select “Your Profile” and click “Personal Information.” Follow the steps to provide your preferred email address and update your preferred method of delivery.
Need help coping with stress, family pressures, money issues or work demands? Reach out to the EAP.
The EAP offers you and your immediate family members free, confidential, 24/7 assistance for a wide range of medical and behavioral health issues, such as emotional difficulties, alcoholism, drug abuse, marital or family concerns, and other personal and life issues.
To speak with a counselor, call Magellan at 1-800-327-7348 or visit www.magellanassist.com.
Back to top1Includes active employees; participants on a leave of absence (LOA), Short Term Disability (STD), Long Term Disability (LTD) or workers’ compensation; COBRA participants; and survivors in the Family Security Program (FSP).