Alcatel-Lucent

Take note of the following for the annual open enrollment period — and all year.

Notes:

Before you drop coverage for any plan, please refer to the applicable plan SPD to understand the consequences and determine whether you will be eligible to re-enroll in that plan.
If you drop coverage for any reason at any time, you may be required to complete forms, depending on the city and/or state in which you live.
Survivors in the Family Security Program (FSP): You are not eligible to add new dependents to medical coverage at any time.
If you drop or lose Alcatel-Lucent medical coverage for any reason, you can never re-enroll.

Looking for an in-network UnitedHealthcare^® POS provider? Use the information below when you are looking for an in-network POS provider on the UnitedHealthcare website (remember, you can also find in-network providers using the YBR website):
- On www.myuhc.com, click on “Find Physician, Laboratory or Facility” and then choose your plan: if you live in Maine, Massachusetts or New Hampshire, choose “UnitedHealthcare^® Choice Plus with Harvard Pilgrim”; if you live in any other state, choose “UnitedHealthcare^® Choice Plus.”
Keep in mind: Changes in your doctor’s or healthcare provider’s network participation are not considered qualified status changes. Medical carriers’ contracts with network providers may expire at any time during the year. You will not be able to make changes to your coverage and/or add/drop dependents outside of the annual open enrollment period due to these types of changes. Visit the BenefitAnswers Plus website for more information about qualified status changes.
Are you dropping a dependent from coverage? (What you should know about COBRA.) COBRA is not offered to dependents removed from coverage during the annual open enrollment period. If your dependent is experiencing a qualified status change and you remove him or her from your coverage during the annual open enrollment period, your dependent will not be eligible for COBRA continuation coverage. To be eligible for COBRA, dependents experiencing a qualified status change must be removed through the “Life Events” section on the YBR website (or by calling the Alcatel-Lucent Benefits Center) within 31 days of the qualified status change.
Thinking of opting out of coverage?
- You have the option to opt out of your coverage.
- When you opt out of medical (which includes prescription drug) coverage, you can still keep your dental coverage, and vice versa.
- You may be eligible to opt back in to medical (which includes prescription drug) and/or dental coverage during a future annual open enrollment period or if you have a qualified status change.
- You may be required to complete additional forms, depending on the city and/or state in which you live.
Enrollment for certain voluntary benefits coverage (vision, legal and health advisory services) takes place at the same time as the annual open enrollment period for your Alcatel-Lucent health and welfare benefits. (This is different than the situation for your other voluntary benefits — identity management services and auto and home insurance — in which you may add or drop coverage anytime during the year.) Note, however, that the enrollment information in this guide does not apply to your voluntary benefits. Information about voluntary benefits, which are not sponsored by Alcatel-Lucent nor provided under the Alcatel-Lucent plans, may be found at www.addedbenefitsaccess.com or by calling Added Benefits at 1-800-622-6045.

See the value of your health coverage. The Affordable Care Act (ACA; healthcare reform) requires that employers disclose the value of the employer-provided benefit for health insurance coverage on each participant’s Form W-2. This means that plan participants who receive a 2015 Form W-2 from Alcatel-Lucent will see the cost of their coverage reported on their Form W-2 in box 12. This is an employer reporting requirement only.
You may receive and need to file a new ACA-required form in 2016. Starting with the 2015 tax year, the ACA requires that employers provide Form 1095-C to certain (but not all) plan participants by the end of January 2016. No action on your part is required at this time. If you are required to receive and file a Form 1095-C, you will receive the form by the end of January 2016.
Want to see a summary of your health plan’s benefits and coverage? The ACA requires that employers provide participants with a Summary of Benefits and Coverage (SBC) in order to compare health plans when making decisions and enrolling in coverage. SBC(s) for the health plan(s) for which you are eligible will be available on the YBR website beginning on September 28, 2015.
Be sure your beneficiaries are up to date. Take care of the people who matter most. Use this annual open enrollment opportunity to review, add or update your beneficiary designation(s) on file. Visit the BenefitAnswers Plus website for information.
Review your permanent address on file. As a reminder, the Alcatel-Lucent Benefits Center recognizes your permanent address on file as your mailing address. Please be sure to keep it current.

When You Need a Helping Hand, Count on the Employee Assistance Program (EAP)
Need help coping with stress, family pressures, money issues or work demands? Reach out to the EAP. The EAP offers you and your immediate family members free, confidential, 24/7 assistance for a wide range of medical and behavioral health issues, such as emotional difficulties, alcoholism, drug abuse, marital or family concerns, and other personal and life issues. To speak with a counselor, call Magellan at 1-800-327-7348 or visit www.magellanhealth.com/member.

When You Need a Helping Hand, Count on the Employee Assistance Program (EAP)

Need help coping with stress, family pressures, money issues or work demands? Reach out to the EAP.

The EAP offers you and your immediate family members free, confidential, 24/7 assistance for a wide range of medical and behavioral health issues, such as emotional difficulties, alcoholism, drug abuse, marital or family concerns, and other personal and life issues.

To speak with a counselor, call Magellan at 1-800-327-7348 or visit www.magellanhealth.com/member.

¹Includes active employees; participants on a leave of absence (LOA), Short Term Disability (STD), Long Term Disability (LTD) or workers' compensation; COBRA participants; and survivors in the Family Security Program (FSP).