Your default coverage is the Nokia health and welfare benefits coverage you and your covered dependent(s) will be automatically enrolled in for 2017 if you do not take any action during the annual open enrollment period. Because your default coverage for 2017 may in some cases be different than your 2016 coverage, it is your responsibility to confirm that your 2017 default coverage shown on the YBR website during the annual open enrollment period is the coverage that you want for 2017.
You can find your default coverage on the YBR website from Monday, October 24, 2016 at 9:00 a.m., ET, through Friday, November 11, 2016 at 5:00 p.m., ET, when the annual open enrollment period ends.
If you would like a record of your default coverage to be sent to you, please follow the instructions outlined in “How to Request Copies of Annual Open Enrollment Information by Telephone”.
Do You Need to Take Action?
You may already be enrolled in the right coverage for yourself and your family and may not need to take any action during the annual open enrollment period. However, you will need to take action to:
If you do not take action during the annual open enrollment period, you will receive the default coverage shown on the YBR website during the annual open enrollment period.
†Make sure your dependents are eligible under the Nokia eligibility rules before you add them to your coverage. You can view eligibility rules on the YBR website. You will be asked to verify the eligibility of the dependent(s) you enroll for coverage.
*The phrase “Active Management Plan Design” refers to the plan design applicable to US-based employees who are not union-represented employees covered by a collective bargaining agreement. It includes active employees; participants on a leave of absence (LOA) or Short Term Disability (STD); COBRA participants; and survivors in the Family Security Program (FSP).