Welcome to annual open enrollment for your Nokia benefits for 2024.

The annual open enrollment period for your 2024 Nokia health and welfare benefits coverage is: October 9, 2023 – October 20, 2023. You will find most of your enrollment information online through this Enrollment Information page here on BenefitAnswers Plus.

You may enroll online or by telephone as follows:

Online and phone enrollment

The 2024 annual open enrollment period begins on Monday, October 9, 2023, at 9:00 a.m., Eastern Time (ET), and ends on Friday, October 20, 2023, at 5:00 p.m., ET.

You may learn about your 2024 coverage choices and costs — as well as enroll in and/or change your Nokia health and welfare benefits coverage — online on the Your Benefits ResourcesTM (YBR) website, or by calling the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711) during these dates and times. Representatives are available from 9:00 a.m. to 5:00 p.m., ET, Monday through Friday.

Please note:

  • The annual open enrollment period runs for two weeks. You may enroll online or by phone during this time. You may also enroll using the Alight Mobile app. See “Get ready for enrollment: Download the Alight Mobile app” under “Your annual open enrollment action steps” below for information.
  • You cannot use the YBR website or call the Nokia Benefits Resource Center to enroll in or make changes to your coverage for 2024, or call the Nokia Benefits Resource Center to ask questions about your 2024 plan options and pricing, until Monday, October 9, 2023, at 9:00 a.m., ET.

You must take action before Friday, October 20, 2023, at 5:00 p.m., ET. Late enrollments will not be accepted.

Your annual open enrollment action steps

To access your personalized benefits information and to enroll, you will need your YBR User ID and password.

If you have forgotten your User ID/password, go to the YBR website, select “Forgot User ID or Password?” and follow the prompts to get a new one.

A one-time access code will be provided to you by telephone or text message as applicable (if you previously added your preferred telephone number — home or mobile — to the YBR website). You may also answer your security questions if you have previously completed them. If none of these are on file with YBR, you will need to request a temporary password be sent to you by US Mail. It may take up to 10 days to receive your password through the mail. (For security purposes, access codes cannot be sent via email.)

Tip: If you have not already done so, log on to the YBR website today and provide your preferred telephone number — home or mobile. Just select the profile icon at the top right of the page, then “Personal Information” and enter your phone number where indicated. We strongly recommend that you add a mobile phone number to take advantage of additional security and text messaging capabilities — including the ability to quickly reset a forgotten User ID and/or password using a one-time access code that can be sent to your mobile phone via text message. Standard text message rates apply.

Please note: If you have previously elected electronic delivery of benefits communications, adding your mobile phone number to your personal information on YBR will not affect email delivery of those communications. Benefits communication will continue to be sent to your email address on file.

If you have not done so already, add your preferred phone number — home or mobile — to your personal information in your YBR website profile today. Simply log on to the YBR website, select the profile icon at the top right of the page, then “Personal Information” and enter your phone number where indicated.

Tip: Having your mobile phone number on file gives you access to additional security and text messaging capabilities — in particular, the ability to quickly reset a forgotten YBR website User ID and/or password or Nokia Benefits Resource Center personal identification number (PIN), using a one-time access code that can be sent to your mobile phone via text message. Standard text message rates apply. (For security purposes, access codes cannot be sent via email.)

Connect with your Nokia benefits anytime, anywhere with the Alight Mobile app. Use the app to review, enroll in or make changes to your benefits quickly and easily, at your convenience.

To download the Alight Mobile app on your mobile device:

  • Scan the code below to be directed to the appropriate app store for your device;
  • Go to the App Store or Google Play and search for “Alight Mobile;” or
  • Visit alight.com/app.

Once you have downloaded the app, follow these steps:

  • Open the app, search for “Nokia” and tap the name.
  • Enter your YBR User ID and password and tap “Sign in” to log on. You are all set!

Your default coverage is the Nokia health and welfare benefits coverage in which you and your covered dependent(s) will be enrolled automatically for 2024 if you do not take any action during the annual open enrollment period.

Because your default coverage for 2024 may, in some cases, be different from your 2023 coverage, it is your responsibility to confirm that your 2024 default coverage shown on the YBR website during the annual open enrollment period is the coverage you want for 2024.

Here is how to find your default coverage starting Monday, October 9, 2023:

  1. Visit the YBR website at https://digital.alight.com/nokia.
    • From the home page, select the “Annual Enrollment” tile to be taken to the “Annual Enrollment” page.
    • You will see a series of four steps. Click step 4, “Enroll in Your Benefits.” A green bar entitled “Enroll Now (View Coverage/Make Changes)” will appear immediately below.
    • Click the green bar to be taken to the “Enroll in Your Benefits” page.
    • Under “Current vs. New Coverage and Costs,” you will see a table that displays the coverage that will be effective as of January 1, 2024. This is the default coverage you will receive for 2024 if you do not make any changes during the annual open enrollment period.
  2. Alternatively, you may call the Nokia Benefits Resource Center’s automated system at
    1-888-232-4111 (TTY 711) to request that a copy of your default coverage record be sent to you.
    • When prompted, enter the last four digits of your Social Security Number and your date of birth (mm-dd-yyyy). (You may also be prompted to enter your ZIP code.) No password required!
    • Anytime during the “It’s annual enrollment time!” greeting, say, “Annual enrollment” and then, “Send enrollment confirmation.”
  3. The copy of your default coverage record will be mailed to your address on file within seven to 10 business days.

Note: If you have signed up to receive communications from the Nokia Benefits Resource Center electronically, the copy will be sent to your Secured Participant Mailbox on YBR within one business day.

The easiest and most convenient way to access the information you need to enroll continues to be through the YBR website during the annual open enrollment period. However, if you prefer to have a copy of the annual open enrollment kit sent to you, you can only make your request through the Nokia Benefits Resource Center’s automated system. Here is what you need to do:

  1. Starting October 9, 2023, call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711).
  2. When prompted, enter the last four digits of your Social Security Number and your date of birth (mm-dd-yyyy). (You may also be prompted to enter your ZIP code.) No password required!
  3. Anytime during the “It’s annual enrollment time!” greeting, say “Annual enrollment” and then, “Request enrollment kit.”

Your annual open enrollment kit will be mailed to your address on file within seven to 10 business days. Note that annual open enrollment kits are always sent via US Postal Service Mail, even if you have signed up to receive communications from the Nokia Benefits Resource Center electronically.

You may view your annual open enrollment communication materials here on BenefitAnswers Plus starting on October 9, 2023. Shortly before then, you will receive a mailing from Nokia with details about what’s changing for 2024.

If so, watch for additional materials from UnitedHealthcare to be mailed to you this fall. To learn more about the UnitedHealthcare Group Medicare Advantage (PPO) with prescription drug coverage, call UnitedHealthcare at 1-888-980-8117 (TTY 711), 8:00 a.m. to 8:00 p.m., local time, or visit retiree.uhc.com/nokia.

Important information about default coverage

Your default coverage is the Nokia health and welfare benefits coverage in which you and your covered dependent(s) will be enrolled automatically for 2024 if you do not take any action during the annual open enrollment period. It is your responsibility to confirm that your 2024 default coverage shown on the YBR website is the coverage you want for 2024.

Confirming your default coverage is quick and easy. See “Starting October 9: Check your default coverage online or by telephone” under “Your annual open enrollment action steps” on the left for information.

Learn more!

Your 2024 enrollment materials will be posted here as they become available:

  1. Start here
  2. Consider your choices
  3. Review legal and other notices