2016 E-Information and Action GuideClick to go to BenefitAnswers Plus web site
Resources for Now and Later

Nokia provides these year-round resources to help you conveniently manage your benefits.

If you do not have access to the Internet, the Nokia Benefits Resource Center can help you resolve a unique benefits issue or enroll in or make changes to your coverage. Call 1-888-232-4111 (1-212-444-0994 if calling from outside of the United States, Puerto Rico or Canada). Representatives are available from 9:00 a.m. to 5:00 p.m., ET, Monday through Friday.

Your Benefits Resources (YBR) Website
https://digital.alight.com/nokia
(personalized and password-protected)		 BenefitAnswers Plus Website
www.benefitanswersplus.com
(non-personalized — no password required)
  • View your current coverage
  • Review and compare your 2017 healthcare options and contribution costs — and enroll online!
    (October 10, 2016 – October 28, 2016)
  • Opt out of your 2017 coverage
  • Find a doctor or healthcare provider
  • Learn more about your Nokia benefits
  • Review, add or change your dependent(s)’ information on file
  • Understand how a Life Event may change your benefits
  • See benefits news and updates, including coverage tips and reminders
  • Get your enrollment materials
  • Find answers to your benefit questions
  • View plan-related documents such as Summary Plan Descriptions (SPDs) and Summaries of Material Modifications (SMMs)
  • Find carrier contact information throughout the year

More to Come

Be sure to check out the BenefitAnswers Plus website in December for important coverage reminders and tips on using your benefits in 2017. You will find information about your medical plan ID cards, what to do when you experience a qualified status change during the year and more

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*Including Long Term Disability (LTD) and COBRA participants and survivors in the Family Security Program (FSP).

This communication is intended to highlight some of the benefits provided to eligible participants under the Nokia benefit plans. More detailed information is provided in the official plan documents. In the event of a conflict between any information contained in this communication and the terms of the plans as reflected in the official plan documents, the official plan documents shall control. The Board of Directors of Alcatel-Lucent USA Inc. (doing business as Nokia) (the “Company”) (or its delegate[s]) reserves the right to modify, suspend, change or terminate any of the benefit plans at any time. Participants should make no assumptions about any possible future changes unless a formal announcement is made by the Company. The Company cannot be bound by statements about the plans made by unauthorized personnel. This information is not a contract of employment, either expressed or implied, and does not create contractual rights of any kind between the Company and its employees or former employees.

Your Benefits Resources is a trademark of Alight Solutions.